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You'll also get a free copy of your credit report -- examine it and stay in contact with the credit score bureaus until they right any fraudulent expenses or accounts you discover there. Credit card firms restrict your legal responsibility on fraudulent purchases, and you'll dispute false charges. A financial savings account that has no checks issued and is not linked to any debit card will be a lot more durable for a thief to realize access to. If you keep a large sum of money in your essential checking account, then all that cash is weak if someone steals your debit card or writes checks in your identify. If you send mail, use secure, opaque envelopes so no one can read account numbers or spot checks just by holding them up to the sunshine. Only use ATMs in secure, well-lit areas, and do not use the machine if someone is standing too close or looking over your shoulder.
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