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You'll also get a free copy of your credit report -- check it and stay in touch with the credit bureaus till they right any fraudulent expenses or accounts you find there. Bank card companies restrict your legal responsibility on fraudulent purchases, and you'll dispute false expenses. A financial savings account that has no checks issued and is not linked to any debit card can be much harder for a thief to realize access to. If you keep a big amount of money in your predominant checking account, then all that money is weak if someone steals your debit card or writes checks in your identify. Once you ship mail, use secure, opaque envelopes so nobody can read account numbers or spot checks simply by holding them up to the light. Only use ATMs in secure, effectively-lit places, and do not use the machine if someone is standing too close or looking over your shoulder.
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