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You'll additionally get a free copy of your credit report -- examine it and stay in touch with the credit bureaus till they appropriate any fraudulent fees or accounts you find there. Credit card companies restrict your legal responsibility on fraudulent purchases, and you may dispute false costs. A savings account that has no checks issued and is not linked to any debit card shall be much tougher for a thief to achieve access to. If you retain a big amount of cash in your most important checking account, then all that cash is susceptible if somebody steals your debit card or writes checks in your title. Whenever you ship mail, use safe, opaque envelopes so no one can learn account numbers or spot checks simply by holding them up to the sunshine. Only use ATMs in safe, well-lit locations, and don't use the machine if someone is standing too shut or wanting over your shoulder.
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