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A lifetime mortgage works by releasing the equity tied up in your home (if you're over 55) with the help of a financial adviser.
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When the last or only policyholder dies, the lifetime mortgage is usually paid back to us from the sale of the property.
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The Mortgage Calculator helps estimate the monthly payment due along with other financial costs associated with mortgages.
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Affordability checks should be easier because monthly repayments are substantially lower than capital repayment mortgages.
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If you're longing for a residential mortgage-free retirement (no monthly payments), an equity release mortgage could make this a reality.
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