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Your property will also need to be worth at least £70,000, and the size of the loan you're after will typically need to be at least £10,000.
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The older the applicant then the higher the lifetime value you can borrow. An interest-only lifetime mortgage lets you access a cash lump sum from your home.
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The amount you can borrow will depend both on the percentage of equity you own and your pension income. The equity release on your main property is tax-free.
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The first part to getting equity release is to receive financial advice from a qualified equity release adviser.
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