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However, as you get older (e.g. 70+) your choices will narrow and you may find it harder to prove you can keep up the payments.
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Because there are no principal payments, the monthly servicing requirements are low. Also, consider retirement interest-only Rio deals.
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Depending on the term of the loan, this could build up over time to a substantial sum over and above the original loan amount.
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Monitor refinance rates regularly and use Zillow's free refinance calculator to make sure average life of a mortgage refinance is worth it for your financial circumstances.
The amount you can borrow with a retirement interest-only mortgage will depend on your age, your monthly retirement income, and your property value.
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