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Interest is added to the lifetime mortgages loan throughout your lifetime, accruing at a fixed or variable rate.
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Using an equity release calculator will give you an estimate of how much equity you could potentially unlock from your property.
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A second charge mortgage refers to two financial products called a home equity loan and home equity line of credit (HELOC).
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Five times your salary will only be considered when you have a high salary coming in, for which you'll be paying a hefty chunk towards the repayments.
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