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Their role is to help customers find the best mortgage deal available to them, offer expert advice and guide borrowers through the application process.
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Retirement mortgages are currently offered mainly by building societies, for example Halifax (opens in new tab).
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Because all lenders underwrite their products in different ways, this may have an impact on what's available to you.
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Illustrations of how much interest is charged each year, and in total, based on a lifetime mortgage running up to 15 years.
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A fixed interest rate will be applied to the loan throughout its term depending on rates at the time you take the plan out and the product chosen.
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