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Rates are usually fixed for life, so a financial adviser can show you how much you might end up owing depending on how long what is the difference between equity release and home reversion loan runs for.
The one we offer is a lifetime mortgage, which you can apply what are interest rates for equity release once you turn 55. This is a long-term loan secured against your home.
Loan to value ratios for lifetime mortgages range from 20-60%, and for home reversions they can be anywhere from 80-100%.
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A home equity loan and home equity line of credit, or HELOC, are ways to cash in what is the maximum amount you can borrow on a home equity loan your home's equity, but they work differently.
These can include repayment options, fixed or variable interest rates and other features such as extended loan terms and lower early repayment charges.
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