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Equity release plans allow UK homeowners aged 55 and above access to some of the equity built up in their property.
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You must make monthly principal and interest payments and you can't take more money out of your home equity (unless you apply for a new loan).
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With such a volatile market it's even more important to get professional financial advice before committing to any form of equity release.
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Unlike other mortgage loans, with RIOs, you only repay the interest portion (and not the loan itself) each month.
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Some lenders may offer prequalification offers, waived fees, or other discounts that should be considered as you deliberate.
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