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The people who deal with your estate will be given a reasonable length of time to repay the loan, which is currently 12 months.
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It is a good idea to opt for a plan where the interest rate is fixed for the life of the loan, as this gives you certainty about the amount you owe.
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Lifetime Mortgage Calculator updated on 9th February 2023 to reflect the very latest interest rate and loan to value (LTV) changes.
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