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Another area for consideration is if you do not want the equity release plan anymore and decide to repay early.
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Standard Life Equity Release is a trading name of Key Retirement Solutions Ltd. Our equity release partner is Age Partnership.
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These plans have a lifetime fixed rate of interest, and the option to guarantee a percentage of your property value to your beneficiaries upon death.
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Any mortgage on the property or properties must be paid off as part of the process, and then the additional funds will be paid into your account.
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Here is a video that explains how a lifetime mortgage works. An RIO mortgage can be used to pay off an existing mortgage.
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