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Most often, rates for mortgage purchase loans and refinance loans are the same, but occasionally refinance rates are higher.
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To get the best retirement interest-only mortgage rates, you may want to contact a whole market mortgage adviser.
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The annual equivalent rate (AER) is the interest rate added over a year that's paid as part of a lifetime mortgage where interest rates are compounded.
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The broker will analyse your finances and help you to decide whether it is valuable for you to repay your mortgage using equity release funds.
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