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I have never liked the fact that some lenders price their plans in this way. Start by using the customized rates from lenders quoting on Zillow.
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As rising interest rates make home loans more expensive, an interest-only mortgage might look like a good way to lower your monthly payments.
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As of May 3, 2023, the current average home equity loan Halifax Retirement Interest Only Mortgage Rates rate is 8.15 percent. Comparing mortgages could help you save money.
This is because you are not taking out a mortgage, but instead selling your home to the why equity release is a bad idea release provider.
Beware, however, that L&G also levies government bond-based early-repayment charges, potentially meaning high fees if you need to pay the loan back early.
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