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To stay on top of interest and reduce your final expenses, you could opt for an interest-only lifetime mortgage or voluntary repayment plan.
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So generally the smaller the debt on your property in relation to the value of your property the more equity you have in your home.
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Remortgaging is when you trade in your existing mortgage deal for a new one, either with your current lender or with a different provider.
They do involve the eventual sale of your home, like equity release calculator Uk under 55 release, but you are only repaying the loan itself.
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