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If you have debt that requires mandatory monthly payments, paying it off will free up extra cash flow each month.
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Equity release schemes enable you to unlock money tied up in your home. lifetime mortgage martin lewis mortgage interest rates are higher than that of a traditional mortgage.
In addition, certain lenders will require proof of income for those who are over 60 years old as part of their conditions for mortgage approval.
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If you find yourself in difficulty making the repayments, you'll need to speak to your lender about the possibility of equity release.
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