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No. Equity release is sometimes referred to as a 'lifetime mortgage' and typically involves a lump sum borrowed against part of the value of your home.
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You have to undergo a mortgage assessment just like for an ordinary mortgage, although the criteria are different to a standard interest-only mortgage.
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There are a number of factors that will affect your final mortgage balance on the day the equity release loan what is The Current equity release interest rate repaid.
You can borrow a minimum of £10,000 in your first which equity release [Read This method] and then future lump sums of at least £2,000 each time.
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