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Loans backed by the Federal Housing Administration ( FHA ) allow retired borrowers to qualify with credit scores as low as 500 and 10% down payments.
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Repossession - If you don't keep up with your regular interest repayments, you risk your home being repossessed.
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It's important to note that the industry is Equity Release Council regulated, whose role it is to protect the consumer.
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Both entities helped to bring 30-year mortgages with more modest down payments and universal construction standards.
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