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When you remortgage to release equity you take out a new mortgage that is larger than your existing one, using equity as a deposit.
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Unlike standard mortgages, RIO mortgages don't have a fixed term. Interest rate changes may also save thousands over the lifetime of your plan.
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The cost of your plan will depend on how much you plan on borrowing through the lifetime mortgage and the interest rates you get.
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The most significant impact on your interest rate is the amounts you require to borrow as a percentage of your property.
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