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No. which equity release release is sometimes referred to as a 'lifetime mortgage' and typically involves a lump sum borrowed against part of the value of your home.
The ‘core' lifetime mortgage product is a basic roll-up plan, where a lump sum of tax-free cash is taken and typically no repayments are made.
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With a typical home mortgage calculator, the interest rate is typically based on the amount you want to borrow against the value average life of a mortgage your home.
There are also plans that allow you to safeguard a percentage of your property value so that you can still pass on an inheritance to your loved ones.
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