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No - but you can pay some or all of the monthly interest to reduce the overall cost of the loan, and you can stop making payments at any time.
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The money can be paid back during the whole lifetime of the owner or selling the property after the owner's death or moving out.
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When the property sells, they will have a net £215,000 of money. The best retirement interest only mortgages Halifax can be a very low overall cost.
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It's a rule of the Equity Release Council that a lifetime mortgage can be transferred or ‘ported' to another property.
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