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This means you can pay off the loan following the death or long term care of a partner, within 3 years - all without penalty.
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The maximum amount of tax-free cash you can borrow depends on the type of plan and the details of you and your property.
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An equity release mortgage involves a lender giving you cash in return for a share in the proceeds of the sale of your property further down the line.
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Releasing a lump-sum for a long-term budget meant that the money sat in a bank account earning less interest than that being charged.
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