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The rate and plan you are offered is subject to your individual needs and circumstances and is subject to lender approval.
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Try putting as much as you can into saving for a down payment A larger down payment means you'll need to borrow less on a mortgage.
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Lifetime mortgages work by allowing the homeowner to access up to 60% of their home equity as a lump sum, which is charged with a fixed interest rate.
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Yes, interest rates for equity release certainly vary by provider, and equity release providers can alter their rates at any point.
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Although equity release starts at age 55, you are always best deferring releasing equity for as long as possible - until you actually need it.
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