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Since the regulator reclassified RIO mortgages as standard mortgages, some of the traditional high-street lenders have joined the party.
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As long as your finances are in order and the property you're looking to buy is sound, getting a mortgage in your 50s shouldn't be too much trouble.
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Common reasons for choosing a Lifetime Mortgage might be to cover the cost of home improvements, supplement a pension, or to cover ongoing care costs.
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Your monthly payments will vary based on the movement of interest rates and how much of the credit line you've used.
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