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You would simply ask to remortgage for £220,000, rather than £200,000. Some lenders may waive certain costs or include them in one package.
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Our selected advisers are regulated by the Financial Conduct Authority and are also members of the Equity Release Council.
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You can choose a lump sum lifetime mortgage which would give you a one-time lump sum payment to spend however you choose.
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A lifetime mortgage is similar to a conventional mortgage in that you are borrowing against the value of your home.
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Having a lifetime mortgage gives you tax-free cash to enjoy in retirement - while letting you keep ownership of your home Equity loan interest rates Calculator.
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