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Refinance your existing mortgage to lower your monthly payments , pay off your loan sooner, or access cash for a large purchase.
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Any mortgage on the property or properties must be paid off as part of the process, and then the additional funds will be paid into your account.
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The home must be in a USDA- designated area , and borrowers pay an upfront and annual guarantee fee instead of mortgage insurance.
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Government-sponsored enterprises Fannie Mae and Freddie Mac fuel the housing market with 3% down payment mortgages for retired borrowers.
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