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No - but you can choose to make partial repayments if you want to manage the amount owed on the loan and interest.
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As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage.
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If you go ahead with equity release, the total amount available will be subject to an independent property survey.
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It's important to note that the industry is Equity Release Council regulated, whose role it is to protect the consumer.
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