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It is most common that no payments are due until completion of an equity release plan (when you get your money).
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A lifetime mortgage is similar to a conventional mortgage in that you are borrowing against the value of your home.
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Some interest-only mortgages require a lump-sum payment at the end of the loan term. After all, that's what mortgages are for.
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It also considers changing interest rates over time and provides estimated figures with monthly payments based on different scenarios.
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