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But with a second charge mortgage, nothing changes to your existing mortgage. However, all plans do give you the option of monthly repayments.
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Equity release allows individuals aged 55 and over to release money from the property they live in without having to make any monthly repayments.
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The main equity release plans are a Lifetime Mortgage or Home Reversion Plan. Many people release equity to pay for home improvements.
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There are certain factors lenders will take into consideration when you're applying for a retirement interest only loan.
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